Ed and Sylvia, a couple in their seventies, were fortunate to have good health and retirement assets sufficient to allow them to pursue their passions for travel and music.
Ed enjoyed taking an active role in investment decision-making, but found the implementation and paperwork tedious, and appreciated his advisor's ongoing assistance as well
as his objective and informed "second opinion" about Ed's choices. His advisor also gave both of them confidence that their withdrawals and distributions were not only
appropriate for the long haul, but tax efficient.
Ed and Sylvia needed an overhaul of their fifteen-year-old estate plan and ongoing advice regarding the investments in Sylvia's family trust. Careful stewards of their money,
Ed and Sylvia wondered whether their plan to purchase a "dream home" at this stage of their retirement was truly an attainable goal. With the support and the informed analysis
of their advisor, they decided that they could buy the home without jeopardizing their income stream or their desire to leave an inheritance for their children.